Women and Money
Why is it that women, who are so savvy in all other areas of their lives, cannot find the same competence when it comes to matters of money?
When you hear the word “money” what’s the first thought or feeling that comes to mind?
If you’re like many women, the subject of money is emotionally charged and brings up feelings of guilt, embarrassment, shame, blame and regret. For many of us, money is almost a love/hate relationship.
The amount of money you are letting in is equivalent to how powerful you are allowing yourself to be in the world. In my opinion, all money issues are self-worth issues. It all comes down to how much you value yourself. If there are issues with self-worth (esteem), then there will be issues with net-worth. As women, our sense of self-worth influences our net-worth and vice versa. They are intricately tied; when your self-worth is low your finances suffer. On the other hand, when you are confident and empowered, money seems to flow to you easily and effortlessly. Your money is simply a reflection of how much you truly value yourself.
We need to Own Our Inner Worth and Heal our Money Story.
Think About this Statement:
How You Do Money Is How You Do Everything
Or “Whatever is happening with your money is also showing up in your life”.
What feelings come up when you think about money?
Are they feelings of joy, gratitude, ease and flow or fear, worry, doubt and embarrassment?
Now think about other areas of your life and notice what’s happening here.
For example if you have feelings of scarcity or lack around money, where else is scarcity showing up in your life?
Right now I want you to think about your BIGGEST money issue. It could be that you’re afraid to charge more. It could be that you’re in debt. It could be that you owe someone money or they owe you money. It could be financial issues in your marriage. It might be that you have no savings and you’re afraid for your future.
Write down your biggest money issue here
My biggest money issue is: ____________________________
How do you feel when thinking about that money issue?
Do you feel fear? Panic? Guilt? Shame? Scarcity?
Do you feel sick when you think about this money issue?
When it comes to money you are either feeling joyful, abundant, relaxed, happy, and excited and secure … or you’re not! The majority of people do not feel expansion when it comes to money! What we want is to have more feelings of expansion and the good news is, is that at any moment you can switch and put your focus on something else. Over the next few days, just notice when you feel expansion and when you feel contraction.
The average person spends more time planning their family vacation than planning for their retirement. I want to help you create your ideal life, one of health, wealth and happiness and It starts with getting smart about money
You can start changing your money story by introducing 10 key concepts.
1. Clear Your Money Clutter
“Money doesn’t come to chaos” and it’s true. The more chaotic your financial lifestyle, the less you will be able to attract money into your life.
Remember that money is not going to come into an environment where it is not wanted. If you cannot handle the money you have now, how can you attract more? The Universe is only going to send you what you can handle.
As a rule of thumb if you have physical clutter, you have mental clutter as well.
What is money clutter?
Money clutter is basically avoidance.
Here’s what money clutter looks like:
Avoiding paying your bills on time
Avoiding even opening your bills
Avoiding having money in the bank
Not talking about delicate money issues
Receipts and invoices are piling up
Not saving or investing
Racking up credit card debt trying to feel better
Avoiding having a potentially uncomfortable conversation with someone who may owe you money … or who you may own money to.
Think about it … if you avoid, neglect, ignore, demand, criticize and disrespect money, why would money stick around? If this was your closest friend, would she? However, if you pay attention to, honour and respect money for what it brings you, then you’ve opened the doors for more to flow into your life.
2. Heal Your Family Money Legacy
Whether we like it or not, our childhood experiences will determine how much money and success we feel we are capable of as adults. Were you someone whose parents struggled with money and now have a scarcity mindset when money is involved? Or were you given an endless supply of the things you wanted, including money? Whatever your situation was, you were learning from it the moment you were born. Our parents, relatives and friends were our most consistent teachers. We watched them struggle with paying the bills or their lavishness with money as a result of having a lot of it. Subconsciously, we took on their actions and created our own money stories that we carry with us still as adults. Luckily, we are not our inherited habits. We’re free-thinking human beings, and we can take charge of our actions. We are the deciders of our fate; if you want a life a filled with abundance, we can take meaningful steps towards that daily.
3. Uncover and Release your Out-dated Money Beliefs
Your beliefs are the core of who you are. Whatever you believe in your mind is what’s forming the results in your life. That is why you keep getting the same results in your life over and over again. You will attract events, circumstances, experiences, and people into your life that are in alignment with your beliefs. If you’re not experiencing financial abundance and prosperity, then I invite you to examine your beliefs you hold about money and wealth. Are you willing to give up old, worn out beliefs that do NOT serve you in order to live an abundant, prosperous life?
Have you ever said any of the following, or do you remember your parents saying it?
Money does not grow on trees.
Money is the root of all evil.
Money doesn’t grow on trees!
I can’t afford that!
You can’t be rich and spiritual!
Rich people are greedy and dishonest!
If I’m wealthy, my friends will be jealous and stop liking me!
I’m not smart enough to be wealthy!
I have to work harder if I want to earn more money!
Over the next week, I’d like you to brainstorm a list of every message and belief that comes to mind about money, wealth, success and abundance. Write down any thoughts and feelings that arise from thinking about wealthy people versus poor people. Reflect on your beliefs about spending money, saving money and earning money.
Then ask yourself the following questions:
Which beliefs have limited your financial success?
Which beliefs have supported your financial success?
What beliefs need to be released?
What new supportive beliefs need to be created?
4. Change your story around money.
The stories you tell yourself about money will keep you stuck. Are you addicted telling people your story around money and that it has always been hard for you? If so you need to be aware that it’s only a story and you can change it
5. Look at Money Differently
Start looking at how you can be of service to others when you have money in the bank. Can you think of wealthy women role models who are making a difference with their money? If you had two million dollars in the bank, how would your life be different? How could life be more comfortable? How would you feel knowing you’d never have to worry about money? Which charities could you support? What could you do to help your family and friends?
6. Surround yourself with money queens instead of drama queens:
You become like the top 5 people you associate with the most. Let go of people who complain about how miserable their lives are. Make sure you get the support of mentors that will hold you accountable and not let you slip into your old ways of worrying about money and doubting yourself.
7. Set a Bold Money Goal
Most people think and start small in the hope they will eventually get around to living their dream. However, the secret is to think big from the beginning. Create a Bold Money Goal and then, create the success strategy needed to reach that goal. In this way, your vision and your strategy influence your action steps—and it’s your direct action steps towards your money dream, which determines what you will achieve. It’s not too late to set some money goals for yourself for 2012, so if you haven’t already, why not make a promise to yourself that this time next year you’ll be in better shape financially than you are now?
Write down your goals for the next 12 months. Make your goals clear, measurable, and time-specific so you can track your success. Tape the list to your mirror, on your refrigerator, or on your bedroom wall, where you can read them and focus on them every day. We really do attract the things on which we focus, so keep your focus on what you want in your life!
8. Think Differently.
“Thoughts become things”. Your mindset does create your reality. It controls and influences your actions, choices and behaviours—all of which are important when pursuing and achieving any goal. This is why; if you want to experience greater levels of wealth you need to think differently—especially as your current thinking has created your current life experience. Ask yourself: “What would I have to think about myself and Who Do I Have to BE in order to earn my desired income and live the life of my dreams?”
9. Be able to Receive
You cannot be rich if you cannot receive. So many women really struggle with this. On the one hand you want more abundance, more prosperity and more wealth. But on the other, you have huge resistance to receiving more. The wealth you want already exists. It’s there. Waiting for you to receive it. Open your being to learning to receive once again. Receive love. Receive nurturing. Receive compliments. Receive money. Receive support.
I invite you to take an honest look at your money clutter this week and see if you can bring it to a higher state of order. Even if you are highly organized, see if there is some clean-up you can do. Show the Universe that you are truly ready to receive.
Money and financial growth consciousness doesn’t come in flash. It may take months – maybe even years – to gain total control of your finances. But if you consistently follow these steps, that day will come. And when it does, celebrate!
I have a workshop coming up on Sunday 21st July – Wealthy Goddess
An Exclusive day for Women who are Ready to Change Their Money Story and Step into the Abundant Fabulous Life They Deserve
You can set goals and say affirmatons until you are blue in the face … but if you don’t remove and replace your deep set money beliefs and rewrite your money story, you will hold yourself back from the success and abundance you desire … and deserve.
Just visit www.savvyinspiredwomen.com for more information on the workshop and money mentoring